Title Insurance
A clearer path to closing
Most home sellers and buyers have been informed that obtaining title insurance will provide necessary protection over possible title defects, but many remain uncertain about why this is so, or even about what title insurance is.
At Fidelity Title Company, we believe we have everything to gain by throwing some light on the subject. The more you know about title insurance and its pricing, the more confident you can be about coming to us for a policy.
Frequently asked questions
Common title insurance questions
Any prospective buyer will need evidence that their investment in your property is free of title defects. Your contract of sale probably requires it. The title insurance policy you provide the buyer is a guarantee that you are selling clear title to your real estate, unencumbered by legal attachments that might limit or jeopardize ownership.
Without a title insurance policy, you may not be fully protected against errors in public records, hidden defects not disclosed by the public records, or mistakes in examination of the title of your new property. A title policy helps defend against covered title claims and pays up to the amount of the policy to settle valid covered claims.
A title insurance policy is a one-time fee that remains effective until the property is sold to a new owner, even if that does not occur for decades. Fidelity Title offers a respected name in title insurance at competitive rates.